The 401(k) of Health Benefits

Health care for everyone

Callie makes it easy to offer personalized health benefits through an ICHRA. Give employees real choice in their coverage while keeping your costs predictable.

20-30%
avg. cost savings
100%
employee choice
$0
setup fees

A new way to do health benefits

Instead of choosing a one-size-fits-all plan, you set a budget and empower your team to choose what's right for them.

01

Set Your Budget

Define tax-free monthly allowances by employee class. You control costs while offering competitive benefits.

02

Shop & Enroll

Your team shops for plans that fit their needs. Their plan belongs to them — even if they leave.

03

We Handle the Rest

Callie takes care of compliance, reimbursements, and support. No administrative headaches for you or your team.

Think of it like a 401(k) for healthcare

Just as 401(k)s replaced pensions by giving employees control over their retirement, ICHRA is transforming health benefits by giving employees choice in their coverage.

Portability
Employees keep their plan if they change jobs—no more coverage gaps.
Real Choice
Access to every plan on the market, not just what HR picked.
Tax Advantages
Contributions are tax-free for employers and employees alike.
📊
34%
growth in large employer ICHRA adoption (2024-2025)
Source: HRA Council Annual Report

Everything you need, nothing you don't

Built for growing companies who want to offer competitive benefits without the complexity.

🤖

AI-Native Experience

AI is part of Callie's DNA. We use AI to create a seamless experience that simplifies the benefits process for everyone involved.

📋

Compliance Handled

We take care of affordability calculations, notices, plan documents, and ACA reporting. Stay compliant without the stress.

💳

Easy Reimbursements

Employees submit claims in seconds. Unused allowances can go toward other qualified medical expenses.

👥

Employee Self-Service

Your team manages their own enrollment and claims through an intuitive portal. Fewer questions for HR.

📊

Clear Reporting

See exactly where your benefits dollars go with dashboards that make sense. No spreadsheet headaches. Unless you like spreadsheets! That's cool too!

📞

Real Human Support

Licensed benefits advisors available to help your employees choose the right plan. We don't believe our AI replaces the human touch.

💬
"I had no idea there was even an option like this. Callie made it so simple and one of the founders was available to answer all my questions and even offered to walk me through the entire setup. My employees can pick whatever plan works for their family and we finally have predictable costs."

President • Manufacturing Company, 21 employees

Ready to offer better benefits?

See how much you could save while giving employees more choice. No commitment, just answers.

📧 hello@calliehealth.com • 📍 Rochester, NY